Hometown Heroes

By Lauren Gill with www.southwestcreditrepair.com:  The Fair Debt Collections Practices Act (FDCPA) was designed to protect consumers against abusive practices by the debt collections industry. But when FDCPA took effect in 1978, few people could have anticipated how Facebook and Twitter would infiltrate our daily lives. In recent years, a handful of lawsuits by consumers [...]

By Lauren Gill with www.southwestcreditrepair.com:    In spite of the FTC self-help credit repair campaign, the fact remains that there are few people capable of managing the job of credit repair on their own, at least to the extent that the full potential of the process is realized. And it is my opinion that to [...]

By Lauren Gill with www.southwestcreditrepair.com:  Every year, thousands of people face the challenging task of trying to rebuild credit as part of their larger credit repair efforts. For those with bad credit, this task can prove impossible without the help of a cosigner. While it may be tempting to help a friend in need, blind [...]

By Lauren Gill with www.southwestcreditrepair.com:    Solid financial planning is the foundation of long term credit repair success. Credit repair requires effort and you don’t want to see the benefits slip away as the result of a lack of planning. One of the most important components of a personal financial plan and the one that [...]

By Lauren Gill with www.southwestcreditrepair.com:  If your finances were less-than-stellar this year, credit repair should be at the top of your list. While debt reduction and money management are great ways to stay ahead of the curve, avoiding potential trouble is critical as well. For that reason, borrowing money is both the easiest and most [...]

There are many ingredients that can be thrown into a car insurance policy.  It is essential to understand which coverages are necessary and most important to you.  Listed below are the different types of coverages which will help you choose what you need and what you don’t within your own policy. Bodily Injury Liability Coverage – [...]

By Lauren Gill with www.southwestcreditrepair.com:  Feeling Good There is nothing like the feeling that comes from re-taking control of your credit life. It is easy to let problems sit on the back burner, but problems ignored tend to grow. Credit issues untreated beget financial woes. To top it off our subconscious eventually rebels and creates [...]

Auld Lang Syne:  There is usually a calling on our lives this time of year to get rid of the old and ring in the new.  That obviously looks different to all of us but it usually means changing our behaviors in some way. This is where the battle of the wills comes into play [...]

By Lauren Gill with www.southwestcreditrepair.com:    Two Facts of Life: Time passes You can do something about your bad credit Another Year Here we are at the end of another year. And before you know it, 2011 will pass as well.  Wouldn’t you like to be celebrating the next New Year’s Eve with great credit? Your [...]

By Lauren Gill with www.southwestcreditrepair.com:  A Special Opportunity When it comes to credit repair, the best results come from simultaneously cleaning up your reports and rebuilding your credit. Both are equally important, but the current formulation of the FICO model presents a special opportunity to get a big credit score boost from rebuilding – and [...]