THANK YOU ALL!!!! It was easy and you guys did an awesome job explaining everything to me and somehow making it so I could have my dream home at an affordable price and being able to go in with the least amount of money. I can't thank you enough for all you did and if you hadn't done such a great job in getting me into my dream home I would do it all again just to be able to work with you all over again : ) I will tell you this. You will hear my name come up again as I will be referring everyone I know looking for a home to go thru y'all. Thanks again everyone!!!